XRP Price Prediction: Will It Reclaim $2 Amidst Technical Crossroads and Bullish Catalysts?

#XRP

• Technical Crossroads: XRP trades below its 20-day MA but shows a bullish MACD divergence, with price testing the lower Bollinger Band for support. A close above 2.0534 is critical for a trend reversal.
• Bullish vs. Bearish Sentiment: Market news is split between strong long-term fundamentals (ETF, institutional products, banking unlock) and short-term warnings (breach of $2 support, historical downturn patterns).
• Path to $2: Reclaiming $2 requires overcoming immediate resistance at the 20-day MA (~2.0534). Success depends on whether bullish catalysts can overpower the current technical selling pressure and negative warnings.

XRP Price Prediction

Technical Analysis: XRP/USDT

As of December 18, 2025, XRP is trading at 1.8567 USDT, slightly below its 20-day moving average of 2.0534. According to BTCC financial analyst Olivia, the current technical posture presents a mixed picture. The price is hovering just above the lower Bollinger Band at 1.8677, which often acts as a dynamic support level. The MACD indicator shows a positive histogram at 0.0378, with the MACD line (0.0920) above the signal line (0.0542), suggesting underlying bullish momentum may be building despite the recent pullback.

Olivia notes that a decisive break and close above the 20-day MA at 2.0534 could signal a shift in short-term momentum, potentially opening a path toward testing the upper Bollinger Band NEAR 2.2392. However, failure to hold above the lower band could see a test of stronger support zones.

Market Sentiment: Bullish Catalysts Amidst Caution

The news flow surrounding XRP reveals a tug-of-war between bullish structural developments and near-term cautionary signals. BTCC financial analyst Olivia highlights that positive catalysts, such as the surprise launch of the first XRP ETF and the upcoming institutional yield products from Doppler Finance's partnership with SBI Ripple Asia, are significant long-term bullish fundamentals. These developments, coupled with analyst predictions of a rally to $4.70 on breakout signals and the potential $27T banking sector unlock, paint an optimistic macro picture for XRP's utility and liquidity.

However, Olivia cautions that these are tempered by immediate headwinds. News of XRP breaching the key $2 support level amid a market-wide selloff and Peter Brandt's warning of a historical downturn pattern introduce near-term uncertainty. The emergence of new competition for banking utility, like Digitap ($TAP), also adds to the complex sentiment. Overall, sentiment is cautiously optimistic, with long-term narratives appearing strong but acknowledging current price struggles and competitive pressures.

Factors Influencing XRP’s Price

Peter Brandt Warns XRP of a Historical Downturn

Renowned trader Peter Brandt, with over 50 years of market experience, has flagged a potential double-top pattern for XRP. His analysis suggests a sharp decline may loom, challenging bullish sentiment around the token.

Brandt’s chart indicates XRP could test $1 if the pattern holds. The veteran trader remains unfazed by potential backlash, stating, 'Like it or hate it—you’ll have to deal with it.' His rare crypto commentary carries weight given his track record in traditional markets.

The warning comes amid heightened volatility across crypto markets, with Bitcoin’s recent price swings foreshadowing broader turbulence. Brandt’s bearish technical outlook contrasts with XRP’s entrenched retail following.

XRP Price Prediction: Ripple Token Set for $4.70 Rally on Breakout Signals

XRP is consolidating near critical support levels as technical indicators and on-chain data align, suggesting a potential breakout. The token remains within a descending channel, with higher lows near $1.80–$2.00 demonstrating resilience against further downside. Analysts highlight weakening bearish momentum, evidenced by bullish RSI divergence and thinning sell-side pressure.

Exchange outflows indicate steady accumulation, reducing immediate sell pressure. A decisive move above $2.10 could confirm bullish momentum, paving the way for a rally toward $4.70. Market participants are watching for a breakout from the descending triangle pattern, which would signal the next phase of upward movement.

Why the First XRP ETF Took Wall Street by Surprise

The launch of the first XRP exchange-traded fund (ETF) has emerged as one of the fastest-growing stories in recent ETF history. Sal Gilbertie, CEO of Teucrium Trading, highlighted the significance of this milestone, citing his deep-rooted expertise in commodities and derivatives. While Bitcoin has long been on his radar, XRP stood out as a digital asset he understood intimately, making it a natural fit for an ETF product.

Timing and branding played pivotal roles. The 'XXRP' ticker, signaling double exposure to XRP, captured immediate attention. Early movers in the ETF space often dominate, and this launch was no exception. The fund's rapid ascent to $500 million in assets under management within just 12 weeks defied industry norms—where $25 million in a year is considered a success.

Gilbertie attributes this explosive growth to the XRP community, which he describes as one of crypto's most passionate investor bases. Despite recent price volatility, the broader narrative around XRP ETFs is still in its infancy, with cumulative assets poised for further expansion.

Institutional XRP Yield Products Coming as Doppler Finance Partners With SBI Ripple Asia

Doppler Finance has forged a strategic partnership with SBI Ripple Asia to develop institutional-grade yield products for XRP. The collaboration aims to enhance the tokenization of real-world assets on the XRP Ledger, marking a significant step in institutional adoption of digital assets.

The move signals growing confidence in XRP's utility beyond payments, as financial institutions explore structured yield opportunities. This development could catalyze further institutional interest in the XRP ecosystem.

XRP's Struggle for Banking Utility Faces New Competition from Digitap ($TAP)

XRP's push toward $1.90 has reignited debates about its role in digital payments. Despite Ripple's institutional partnerships and cross-border settlement focus, XRP's price remains below its all-time high. Regulatory hurdles and slow adoption have tempered expectations.

CoinMarketCap data underscores XRP's underperformance among legacy tokens. The market now prioritizes working solutions over future promises—a shift where Digitap gains traction as a live banking alternative.

Investors increasingly contrast XRP's delayed institutional roadmap with Digitap's immediate utility. The 2026 crypto landscape appears to favor tangible banking tools over theoretical settlement potential.

Analyst Warns Against Selling XRP Amid Overlooked Regulatory Milestone

X Finance Bull, a prominent voice in the XRP community, has urged holders to reconsider selling their tokens at current prices. The analyst argues that the market is underestimating an impending regulatory development that could significantly alter XRP's supply dynamics.

This caution comes as XRP continues to trade at levels far below its all-time high, with many retail investors growing impatient. However, the analyst suggests that patience may soon be rewarded, drawing parallels to previous regulatory clarifications that triggered major price movements.

Best Crypto to Buy Now as Ripple (XRP) Stalls Under $3, New Altcoin Gains Attention

Ripple (XRP) continues to struggle below the $3 resistance level, signaling a cooling momentum for one of the market's longstanding giants. With its early growth phase likely behind it, investors are shifting focus toward newer opportunities in the DeFi space.

A nascent altcoin is nearing the completion of its sixth development phase, drawing attention as a potential high-growth candidate. Market participants often seek such early-stage projects when established assets like XRP enter periods of consolidation.

The cryptocurrency market frequently operates on rotational dynamics. As capital flows away from stalled large-cap assets, it typically finds its way into emerging projects with clearer growth runways. This pattern appears to be repeating as XRP's sideways action persists.

XRP Tests Key Support Level Amid Potential Recovery

XRP shows tentative signs of stabilization, trading at $1.91 with a 1.5% daily gain. The digital asset fluctuated between $1.88 and $1.94 as market participants watch for confirmation of a sustained rebound.

Technical analysts note the token must hold current support levels to validate bullish scenarios targeting the $3 liquidity zone. Market depth analysis reveals substantial buy orders clustered below the current price, suggesting institutional interest may provide downside protection.

XRP's Long-Term Wealth Potential: Can It Fuel Retirement Dreams?

XRP investors eyeing retirement portfolios face a familiar crypto conundrum: balancing speculative upside with enduring market relevance. The asset's decade-long liquidity dominance suggests staying power, but its path to generational wealth remains untested.

Unlike meme coins or DeFi flash trends, XRP's institutional adoption narrative—particularly in cross-border payments—grants it a unique position between blue-chip crypto and growth asset. Yet regulatory clarity remains the linchpin for its rich-list potential.

XRP Positioned for Liquidity Windfall as $27T Banking Unlock Looms

Digital Ascension Group CEO Zach Rector sees a catalytic opportunity for XRP as global financial systems approach a watershed moment. With $27 trillion in dormant banking liquidity poised for release, the cross-border payment token's institutional utility may finally meet its designed purpose.

The commentary emerges amid growing consensus that legacy financial infrastructure has reached breaking point. Rector's analysis suggests XRP's settlement architecture could absorb displaced capital flows more efficiently than traditional rails - a thesis that would fundamentally reprice the asset if proven correct.

XRP Breaches Key $2 Support Amid Market-Wide Crypto Selloff

XRP's 4.3% plunge below the $2 threshold triggered $584 million in long liquidations, revealing vulnerability in what many traders considered a psychological support level. The token now tests critical support at $1.86 as trading volumes spike to $3.9 billion - a clear signal of distribution.

Despite 21 consecutive days of ETF inflows, technical damage suggests further downside. Dark Defender's Elliott Wave analysis proposes a bullish $5.85 target eventually, but current price action favors bears. The breakdown confirms weakening momentum after repeated defense attempts at $2 failed.

Will XRP Price Hit 2?

Based on the current technical setup and market sentiment, reaching the $2 level is a plausible near-term scenario, but it faces immediate resistance.

Technically, the price at 1.8567 USDT needs to overcome the nearby 20-day Moving Average at 2.0534, which is the first significant hurdle. The positive MACD suggests building momentum that could support a move higher. The news sentiment provides a fundamental backdrop that is generally supportive for a recovery, with major institutional developments on the horizon.

However, the breach of $2 support mentioned in the news indicates that level may now act as resistance. A successful reclaim would require sustained buying pressure. The following table summarizes the key technical levels relevant to the $2 target:

In conclusion, while the path to $2 is challenged by the overhead 20-day MA and recent selling pressure, the combination of a positive MACD divergence, proximity to dynamic support, and strong long-term news flow suggests the potential for a rebound. A break above the 20-day MA at 2.0534 would strongly increase the probability of not just hitting but sustaining above $2.